Do You Have to Declare a Non-Fault Accident in the UK?
Do you have to declare a non-fault accident in the UK? In most cases, you must inform your insurer about any road traffic accident, even if another driver was entirely responsible and you do not intend to make a claim. Many motorists assume they only need to contact their insurer when they were at fault. […]
Is a 50/50 Accident Considered At Fault in the UK?
Is a 50/50 accident considered at fault? In the UK, the answer is usually yes for insurance purposes. When insurers agree on a 50/50 or split liability claim, both drivers share responsibility for the accident. Because neither insurer recovers all of its costs, the incident is generally recorded as a fault claim, which may affect […]